For real. I am always amazed to hear about such fraud, because it means somewhere, a programmer with zero ethics decided he didn't care what he was doing as long as the paycheck cleared.
Also I would not be surprised to find a lot this stuff was out sourced. Someone in other cointry might be more desperate for money. So lying to the final end user might be pretty low on their I won’t do this.
You can also have people who are “I dont want to lose my job by making a big a stink.”
I am not sure people would risk their fincial stability over lying unless said lying would also affect them in other ways
Gross.