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Hell, Fidelity pays 235 bps on checking and 435 on money market, which you can have them programmatically move everything over a fixed dollar amount in your checking into [1].

[1] https://www.fidelity.com/spend-save/fidelity-cash-management...



The default CMA cash position can be a money market now, so you dont need to move things around to get the better rate.




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