Furthermore, is time quantized? If it's not quantized, are universal changes atomic? Or do they dopple? (At the speed of light?) This would mean that a clock cycle of universal change takes (length of universe) / (speed of light)

I think that time being quantized, would beg the question, are universal changes atomic locally, or globally?

Our perceptions are clearly operating on universal change, so our sense of time is as well. These are quite deep questions.