I actually don't typically like endlessly tweaking my software either. I was prepared to do this with vim only because a text editor is such a key tool for a developer that it justifies the outlay of time. In addition, I wanted an editor that was available on any platform, and in a shell. It's true that vim under someone else's login will behave differently, but that's not a common case for me.
Command-T can be found here:
https://github.com/wincent/Command-T